The Opiate For The People – Capitalism and Its Control


One side of the Capitalist coin

Capitalism; our friend or foe? Its glory shines brightly, but not everyone basks in its radiance.

The reality behind the veil; in other words the myth Capitalism perpetuates to ensure us ordinary folk are kept in place, and toe the line.

The more we want the less we get, but the harder we’ll try regardless; determined to be what Capitalism says we can be – successful and rich.

After all, the free market is where competition is encouraged; anyone can be anything so long as they work hard for it. ‘The opiate for the people’, yes it is, that and popular culture.

With everyone striving to have 3D televisions and the next new BMW, no one is going to challenge the system or rock the boat.

If we all buy in to the ‘dream’ we are less of a threat, subdued and controlled.

Greed, and self deception = capitalisms best friend.

The other side of the Capitalist coin

Copy Right Notice:
© Bex Houghagen and The Savvy Senorita, 2012. Unauthorized use and/or duplication of this material without express and written permission from this blog’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Bex Houghagen and The Savvy Senorita with appropriate and specific direction to the original content.

The Fight or Flight – Home Owners V’s Burglars


At last common sense finally prevails!!!! The Criminal Justice System has eventually bowed in favour of the person in their own home, under siege from burglars. The new Justice Secretary Chris Grayling, has plans to change the UK law, to afford proper protection of the law to terrified householders who ‘over-react’ when confronted by burglars.

Of course it is easy to have always labelled those who have chosen to stand firm, fight and protect themselves, and their homes as ‘over-reacting’, and using ‘unnecessary force’. Yet, until you have been in that situation you will never know what you will do, how you will react. Fear and the Adrenaline do strange things to your body and mind; ‘An adrenaline rush causes the muscles to perform respiration at an increased rate improving strength’ (Wikipedia.org). It is either the case of flight or fight, and if you choose to fight you may be a different person than that over breakfast! Not quite a ‘Dr. Bruce Banner’, but indeed ready for what you have to do.

If you could, would you stand there and allow another to run rampage through your house, and over your life? Would you react or calmly walk away?

The UK’s ‘most senior judge’ has now strengthened the notion that ‘a person’s home is their castle’, saying that householders naturally have ‘the right to be offended by burglars’; why thank you most senior judge, as though none of us would be offended by a burglar in out home! People will for once have a right to lawfully defend themselves and their homes against the intruders. ‘People are not expected to remain calm when confronted by intruders’; at last sense is being spoken in defence of the victim of a heinous crime!

Justice Secretary, Mr Grayling will address Tory party Conference with this statement: “Being confronted by an intruder in your own home is terrifying, and the public should be in no doubt that the law is on their side. That is why I am strengthening the current law. Householders who act instinctively and honestly in self-defence are victims of crime and should be treated that way. We need to dispel doubts in this area once and for all’; about time I say Mr Grayling!

The Lord Chief Justice, Lord Judge, said last month that ‘burglary was an offence against the person, should always be treated seriously’; he was speaking after Judge Michael Pert QC said that being shot by homeowners was simply a chance that burglars took. The advice then, be warned wanna be burglars.

Fight or flight, a strange and often redundant bodily reaction; and yet very necessary to aid those who have to face the things we all hope we never have to. Only then would we truly know what our reaction would be. Until then are we ever in a position to judge anyone else?

Burglars; take heed, homeowners are now lawfully willing and able to fight!

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© Bex Houghagen and The Savvy Senorita, 2012. Unauthorized use and/or duplication of this material without express and written permission from this blog’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Bex Houghagen and The Savvy Senorita with appropriate and specific direction to the original content.

The Declining Health of The NHS


A recent report investigated claims that foreign ‘health tourists’ are able to buy their way onto UK NHS patient lists with GP surgeries.

Apparently these cases of bribery aren’t a one off, but an epidemic. BBC’s Panorama sent undercover reporters to various GP surgeries, where they posed as ‘health tourists’. These reporters subsequently managed to buy their way onto GP lists for substantial amounts of money. They were then referred to hospitals for treatment, even though their complaints were not critical emergencies.

Every health tourist who pays a GP or Health Centre to be registered is handing their money over illegally, and depriving a UK citizen of treatment. The NHS is based on entitlement; as a UK resident you have access to the system, it has nothing to do with how much cash you cough up. This illegal act is heinous enough, but the fact that it then leads to abuse of, an advantage taking of an already under-strain system, is disgusting. People wait long enough for hospital referrals, and to have treatment; even then the service is slow and poor. There is also the post code lottery to contend with; what treatment and medication received depends on where you live in the country! Yet, ‘health tourists’ don’t have this concern, but they are not even UK residents!

People in the UK pay National Insurance to be included in the health system, but they have no privileges. Why then should a health tourist?! This abuse of paying for registration to gain access to the NHS should be dealt with swiftly, before such precious resources are drained dry from the UK residents. Where are the tighter and tougher independent checks, controls and regulations for surgeries to adhere to, to prevent abuses of power? Who is checking on the NHS to make sure money isn’t being wasted and resources aren’t being misused? I mean, it is only a billion pound a year to keep the NHS ticking over, shoddy as it is; but hey that is OK, we have money and resources to waste. The NHS is open to everyone without one question being asked! It seems the NHS believes it has money to burn!

If you are not eligible for free treatment then you should be paying for it, it is that simply surely?! Yet, it is estimated that over the last 3 years health tourism has been allowed to get away with depriving the NHS of over £40 million! It is law that a person has to have been living in the UK for the last year to receive free treatment; although GP surgeries, walk in surgeries and A&E services can overlook this if the case is deemed severe, infectious or life threatening. Hospitals should check a patient’s residential status to ensure they live in the UK, but they don’t; in fact 133 Hospital Trusts didn’t check at all! A mistake, well not one to be forgiven when it has cost the country millions!

People who venture to the UK just to take advantage of what they believe to be another ‘free’ system available for them to abuse should be stopped. It is unfair to expect UK residents to continue paying into a system that is so poorly regulated, and so often abused. Would any other billion pound business be so lax in their regulations and accounts? NO! People in the UK are already paying into the system and hoping they will receive good treatment, but every year the satisfaction with service declines, as money leaks from the NHS. Now one of the reasons for such leakage has been revealed it should be fixed immediately. The NHS’s belt needs tightening, or UK residents will continue to lose out.

The sign says it all!

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© Bex Houghagen and The Savvy Senorita, 2012. Unauthorized use and/or duplication of this material without express and written permission from this blog’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Bex Houghagen and The Savvy Senorita with appropriate and specific direction to the original content.

Benefits = food vouchers; the new Universal Credit, errr, card?


A poll commissioned by one of the many ‘think tanks’ has come up with a surprising response; people would be in favour of benefit claimants receiving vouchers, or indeed a ‘debit card’ solely to purchase ‘agreed’ items, such as food.

Needless to say these findings have provoked disgust from anti-poverty campaigners, who have been questioning the so called findings as the response of those ignorant to the full facts, and influenced by propaganda surrounding benefit claimants from the UK media.

Alison Garnham, director of the Child Poverty Action Group, was the findings harshest critic, stating that we could discount what 59% of the research group agreed upon, vouchers for societies ‘slouchers’.

“In the United States in the 1960s, welfare rights campaigners argued for food stamps for certain groups on the basis that some of them were alcohol abusers, but it’s not an argument that ever took traction in the UK because people would find that offensive. I think we have a very different culture. I just don’t think it would be acceptable in the same way,” Alison Garnham, Demos fringe meeting at the Labour Party conference.

In the United States, ‘food stamps’ are in the form of pre-payment card (debit card of sorts), that is then used by the claimant to purchase food and other essentials, which do not include the ‘luxuries’ of life such as alcohol and tobacco.

Well maybe Alison Garnham should think again, as the findings of this research demonstrates that people don’t think changing the current benefit/ social security system would be ‘offensive’. Many do in fact feel that this benefit ‘charity’ should end;

77% said yes to monitoring people with a substance or gambling addiction, and 69% for those with a criminal or anti-social history.
68% agreed the government should stop all recipients from spending their benefits on gambling.
54% agreed with the government should prevent people spending their benefits on unhealthy items such as cigarettes or alcohol.
46% opposed benefits being spent on branded goods such as Nike trainers.
38% backed a ban on buying junk food and 35% on holidays.

(Poll was carried out by Populus Data Solutions, based on a survey of 2,052 adults)

With Universal credit making an appearance very soon, six work related benefits will be lumped together, making this an ideal candidate for such controlled measures, and a pre-payment style card.

In fact, so far not even Prime Minister David Cameron has denied that he is not completely averse to exercising more control over how claimants spend their money.

Leaving out the fact that Universal Credit is just a one size fits all benefit, which benefits no-one, not even the working UK populace. How would such a pre-paid card (debit card) exercise such control, and prevent people from just living their normal lives? Well, online gabbling would be blocked by such cards. Such transactions wouldn’t be permitted, therefore they wouldn’t gain authorisation; like a debit card refused for lack of funds in the bank.

OK, but how can a mere debit card encourage people to make more healthy choices, surely this is a tougher question to answer? Does anyone have the right to control or outlaw what people choose to eat, drink or even smoke? Even the Police department responsible for stamping out illegal substances can’t boast that feat! People will do anything to get what they want; they do for drugs! So will this ‘ban’ increase the illegal selling and distribution of alcohol and tobacco? Will people commit even more crime to get such items one way or another?

I know the inspiration for this debit card system has originated with parents and families in mind. People on benefits are seen to choose those above luxuries over actually feeding their children. On a tight budget even one pack of cigarettes is surely unnecessary though; if it means more food on the plate, electric in the meter or clothes on your back, which would you choose? There are people out there who do blow all their money on nothing, regardless of their children or their house hold responsibilities; but how can we intervene completely, maybe stop paying them altogether? Don’t such issues also affect those who work too?

I agree that any benefit isn’t a charity hand out, it is there for hard times; even charities stipulate where their money can go to, and how it can be utilised, but again how can you differentiate between the people in receipt of a benefit? There are claimants who have never worked, and not because they cannot, but because they don’t want to; then again there are those who have worked, and want to work, and also those who are indeed too ill to work. I know I wouldn’t want to have anyone treat me like a brain dead moron just because I was claiming a benefit; I would not appreciate being told where to and what to buy. Plus, it is also the stigma attached to using such a ‘card’, its letting everyone know; ‘Hey, I’m on benefits’, setting people up for ridicule. It is a too general answer to a problem, as not everyone on a benefit is a scrounger. So where do you draw the battle lines and makes the distinctions?

I know there are people on benefits who go away on holidays, buy iPhone’s, drive nice cars, have great big televisions, and have nights out wearing the best clothes; I have seen that happen quite frequently, but it is not the genuinely needy people who do this. Those that con the system are also usually working and claiming (fraud), gaining illegal earnings from something or just don’t care about what happens when the money has run out. Not everyone claiming walks the straight and narrow, just like everyone who works doesn’t! Yet, I still want to control my money whether I work or have benefit; I think that would be my right as an intelligent and educated person who has worked and contributed into the system!!! I am not a feckless individual, even if there are those out there who are! Why should decent people bear the brunt, as they are the people who will suffer; who won’t break the law to get more money, and they will struggle to survive.

I do feel the poverty situation is being ignored here too, as people on benefits aren’t the only ones in poverty. I know people who work, and are so overwhelmed by just paying their way because the cost of living is ever spiraling out of control. They can’t afford to eat, go on holidays, and buy expensive food and all the rest. Yet, I do know benefit claimants who can have those luxuries! So again how can we iron out all these contradictions from an entrenched and ineffective system, without the innocent and genuine suffering? How do we help everyone who needs help?

In addition, one of the most striking findings of the Demos ‘think tank’ survey was that 18-24-year-olds were one of the most likely age groups to call for government controls on how benefits are spent. Yet, these are the majority of people out of work in the UK. Plus only 2052 people were asked in the survey, not a gargantuan amount. How was the sample of participants chosen, where were they from; location and family background? Would be interesting to know.

Nothing in the UK social security/ benefit system is clear cut, therefore why should any of the decisions regarding its future be? Are those in power the right people to make the judgements? Surely those who live a real life need to have their say, before they are faced living their lives under some rule they then cannot change or influence.

Shameless; the true life of a benefit ‘scrounger’?

Copy Right Notice:
© Bex Houghagen and The Savvy Senorita, 2012. Unauthorized use and/or duplication of this material without express and written permission from this blog’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Bex Houghagen and The Savvy Senorita with appropriate and specific direction to the original content.

The Welfare State or a Scroungers Paradise?


At the moment there has been plenty of media coverage about ‘Social Security’ and ‘Welfare’. It seems if it isn’t the UK, it is Spain or the US that are fighting for more or less of the ‘Nanny State’.

The ‘Nanny State’ is a complex, and often antiquated system founded upon a set of ideals, which works to maintain the status quo of welfare, so it is available for everyone to access; but is it still doing its job and is it this enough in the modern world? Could a radical shake-up of the system be justified? How radical a change would be called for or tolerated to help to reform or re-create the system? Especially a system which might have served a country for so long, it is difficult to imagine being without it.

Welfare in the form of unemployment, sickness and disability benefits have changed lives; brought people out of poverty, saved people from poverty, and helped to support millions. Yet, there are always a number of individuals who spoil the system, flouting the premise of welfare rules just to con the country out money for nothing. This is where the negative begins to impact upon welfare, and soon the rot sets in to unravel any good that was ever done by it.

It is common knowledge in the UK that there are people claiming a benefit under false pretenses, Hell, I should know I have worked with said people! I know the scams and I know they are completed successfully as the system has no safe guard to prevent such fraudulent actions. Consequently, the amount of tax payer’s money leaking from the system every year is unquantifiable. Reasons being are that fraud is difficult to prove, and the evidence alone can take time and yet again money to pursue. So, how can this misuse of time, money and services be prevented?

It seems there is no answer, no Government has found one anyway, or maybe they are unwilling to do what is necessary to stop this. Maybe it would be too radical a step, but then what would be worse; continue pouring billions down a never-ending drain every year, or, fix the problem once and for all so those who truly need help get it!

The fact that there is help available for all, as long as people meet the eligibility criteria for a benefit, is a great thing, but therein lies the parody. A 24-year-old who is physically fit and able, can in theory and practice, claim unemployment benefit in the UK forever. The whole world seems to know this too, as there are many who come to the UK in search of work, and then they too end up claiming benefits. There was a case in the ‘Daily Mail’ recently regarding a Latvian woman, with 10 children, claiming every benefit available to her and still; demanding more. Now, there are people working in the UK, barely scraping by, what with the economy being as dire as it is; but yet they are not eligible for any help, why, because they work and are deemed wealthy enough. Yet, someone who has never worked, and there is no reason that they can’t, is eligible to take from a pot they have never paid into. The contradictions in the system go on and on to the point where people are beginning to question; what is the welfare system truly there for? Is it for those who genuinely need its help or is it just for those who want to scam the system?

I have met so many people who don’t claim what is rightfully theirs, because they feel ashamed, don’t understand the process or don’t know they are eligible; and then I have met others who milk it dry. I have met young men and women who could secure work, and even turn down jobs just to stay on benefits. I have met men of 45 made redundant having worked since the ages of 14 and 15, and they are told they can only claim a benefit for 6 months, and their mortgage payments won’t be covered by the welfare system. Yet, I have seen people claiming they live alone, when they have a partner with them, and they are receiving housing benefits for houses they don’t even live in! I have met people with extreme physical disabilities who get refused benefits, and some who don’t even think to try to claim anything as they just go to work; whilst a person with psoriasis is deemed disabled! Aren’t these the very contradictions which prove the system isn’t working as it should be? That the help isn’t being received by those who truly need it?

Oh, and one final thought: during my time working in the unemployment sector, one specific case stuck with me, and it wasn’t as unusual as it might sound. It was of a man in his late 30’s (physically fit and healthy), married with 5 children; he and his wife had been claiming benefits for many years. He said himself it wasn’t worthwhile him working, though he had been offered jobs, because the salary was so little compared with what benefits he received. Between unemployment benefit, tax credits, child benefits, housing and council tax benefits the man’s income for a month was £2000. That is equivalent to somebody’s monthly salary, and they wouldn’t be eligible to receive any benefits.

So, is it worthwhile maintaining a welfare system that perpetuates unemployment, because it provides more stability and income than an actual job, or, is it about time there were more restraints, and checks to ensure that only the truly in need received the help? Maybe a sliding scale of benefit payments, which could be assessed and based on individual needs, so that not everyone receives the same amounts? Or, is it time to bin the system and start all over again?

What do you think? What is the welfare system like where you live? Have you experience of the system? Do you think it works or is it failing? Do you think welfare doesn’t go far enough, and people need more, not less?

Leave comments below, thanks!

Copy Right Notice:
© Bex Houghagen and The Savvy Senorita, 2012. Unauthorized use and/or duplication of this material without express and written permission from this blog’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Bex Houghagen and The Savvy Senorita with appropriate and specific direction to the original content.